Cash and Liability Mastery

 

Managing Liabilities Into Assets

 

Are you confused or do you wonder when you make financial decisions how they will interrelate toward your wealth or lack thereof over time?

 

Most people don't consider how their liabilities affect paying for college. 

 

It's a critical step whether you are trying to lower your Expected Family Contribution ("EFC"), or trying to minimize the overall financial drain when using some of your money to finance the cost of  college. 

 

 

 

Liability Asset Performance

 

One Envelope Solution™

 

 

 

Are you getting the "correct" information from financial institutions and advisors when you execute your financial decisions?

  • Maybe?
  • Not Sure?
  • That's what they told me.

You are not alone!

Lori and Chris had the same concerns and problems until they participated with the One Envelope Solution™. Would you be happy with these results;

  • Increased their cash flow through wealth transfer identification and debt restructuring by over $600 per month,
  • Reduced tax liabilities by $5,600 per year,
  • Shortened their "debt free" date on their mortgage by 13 years,
  • Have a "snapshot" plan of action that they can tweak as financial decisions confront them so they know the "wealth impact number" of their choices.

 

   Increasing Your Cash Flow Does Not

        Penalize Your EFC Calculation

        ("EFC is like a Puzzle, a difficult one".)          

 

3 Step Cash and Liability Mastery Process 

 

Understand What Is Best For You

 

 

Manage Cash - Step 1

 

 Focus on "cash awareness" and not a "budget" so you can put more of your income  to work for you instead of the financial institutions and the government with unnecessary taxes.

 

Identify wealth transfer  opportunities to increase your cash flow by getting the correct information with our powerful solution,Borrow Smart Analysis™.

 

Borrow Smart™ | Repay Smart™ Step 2
 

Review current borrowing strategies and review current opportunities to increase current cash flow.

 

Answer the question whether you should pay off current debt or increase current savings using our EPR™ Analysis.

 

Save Wisely™ Step 3
 

Create a plan including a "debt free date" and how future borrowing with cash flow savings integrates into your personal financial goals such as college funding and retirement.

 

What Happens Next?

 

Let Us Show You Some Preliminary Answers

 

You can test drive our process for free to see if what we do is what you are looking for.

We will do the complicated math for you based upon the information you provide on our secure online brief questionnaire.

The starting point will be your liability side of your balance sheet, Step 2 above.

Input your information to the brief questions by clicking the image to the left.

Once you complete the information, hit submit and "pretty quickly" (5-10 minutes) our Borrow Smart Analysis software will return an abbreviated  complimentary report to your email address.

 

 

Borrow Smart Repay Smart Full Report

 

Get A Unique Perspective On College Finances

 

The full report will provide you with with valuable answers;

  • Calculates Your Effective Percentage Rate ("EPR") of all your liabilities, mortgage, credit cars, auto, etc. (EPR- after-tax cost of borrowing).
  • Evaluate possible borrowing scenarios and speed-up paying back your outstanding debts while minimizing any College borrowing.
  • "What If" consultation seeing how paying certain debts off helps you with you College expense
  • Reduce your EFC with proper debt reduction and increase your cash flow

 

Full Report $497.00

 

 


 

 

After you submit payment for your full report, click on the "Apply Online" image and complete the questions. 

 

ADDED Bonus: 1 Hour Online Consultation, See as many "What-If" Calculations and we will send you a second report based upon our conclusions.

 

 

Borrow Smart Application